Fees
| Item | Fee |
|---|---|
| Account Research: | $35.00 Per Hour-Rounded up to nearest hour |
| ACH Non-Sufficient Funds: | $35.00 |
| ACH Stop Payment: | $35.00 |
| Address (Returned Mail): | $5.00 |
| Archived Check Copy (Members United): | $3.00 |
| ATM Card Only Monthly: | $1.00 |
| ATM Card Replacement: | $5.00 (Original Card Is Free) |
| ATM PIN Mailer: | $2.00 (Original PIN Mailer is Free) |
| Bad Address (Return Mail): | $5.00 Monthly until abandon or good address |
| Cashier's Check: | $5.00 |
| Check Copy: | $3.00 |
| Check Account Reconciliation: | First Time Free, $35.00 Per Hour rounded up to the nearest hour thereafter |
| Copying: | $1.00 Per Page |
| Corporate Check Stop Payment Fee - Money Orders - Cashier Checks - Official Checks: | $10.00 |
| Courtesy/Overdraft Privilege: | $35.00 per item (Fee applies when overdraft is created by check in-person withdrawal or electronic means) |
| Debit Card Non-Sufficient (NSF): | $35.00 Per Item |
| EFT Research Request: | $5.00 |
| Foreign ATM Transactions and Inquires: | Eight Free Transactions /Inquires $1.00 Fee Thereafter |
| Foreign Collection Item: | $30.00 |
| Foreign Item: | $7.00 |
| Garnishment Fee: | $20.00 |
| Inactivity: | $5.00 Per Month (Primary Share-If an account has no other services and no activity for one year, it will be considered Dormant and subject to dormant account fees) |
| IRA Traditional & Roth IRA Annual Maintenance: | $30.00 |
| IRA Withdrawal: | $30.00 |
| Late Fee on Loan: | Yes (See Loan Document) |
| Money Order: | $2.50 |
| Non-Sufficient Funds (NSF): | $35.00 Per Item |
| Overdraft Transfer From Savings: | Each Transfer $5.00 |
| Phone Transfer or Fax Transfer: | $5.00 |
| Print Out on Account: | $2.00 |
| Return Deposit Item: | $10.00 |
| Returned Mail: | $2.00 |
| Statement Copy: | $3.00 |
| Stop Payment on Share Drafts: | $35.00 |
| Subordination: | $95.00 |
| VISA Check Card PIN Replacement: | $2.00 (Original PIN Mailer Is Free) |
| VISA Check Card Replacement: | $10.00 (Original Card Is Free |
| VISA Credit Cards: | See VISA Credit Card Disclosure |
| VISA Credit, Debit Card and ATM Card: | A fee of 1 percent will be imposed on all foreign transactions, including purchases, cash withdrawals, cash advances and credit to your account. A Foreign transaction is any transaction that you complete or a merchant completes on your card outside of the U.S. |
| Wire Transfer: | Outgoing - $30.00; Incoming - $15.00. |
Services
Savings Account:
- Regular shares
- Money Savers
- Term Share Certificates
- IRAs
- Traditional
- Roth
- Education
- Insured Money Market Account
Special Savings Account:
- VIP - 60+
- KIRBY KANGAROO (Children's savings
ages 0-13) - CuSucceed Teen (Ages 13-20)
- Vacation
- Christmas
- Loan Payment Account
Share Draft Checking:
- Regular Share Draft
- Money Works Draft
Other Services:
- Mobile App
- Remote Deposit Check Capture
- Round-Up Program
- Home Banking
- Bill Pay Service
- Debit Card
- ATM cards
- Money Orders
- Night Deposit
- Cashiers Checks
- Payroll Deduction
- Wire Transfer
- Direct Deposit/ACH
- Self-Serve Coin Machine
Loans:
- Signature Loans
- Share Certificate Loans
- Auto - new and used
- Trucks
- RV
- Boat/Trailers/Motorcycles
- Open-end EZ Loan
- Tax Loans
- Christmas Loans
- Vacation Loans
- Line-of-credit (Overdraft protection)
- VISA Classic*
- VISA Gold Rewards*
*Please contact Bar-Cons 812-372-8776 or 800-844-8776 for credit card disclosures. - First Mortgages and Home Equity
(Stacey Foster MLO#503795)
